[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.thtex.cz\/nebankovni-spolecnosti-nabidnou-pomocnou-ruku\/#Article","mainEntityOfPage":"https:\/\/www.thtex.cz\/nebankovni-spolecnosti-nabidnou-pomocnou-ruku\/","headline":"Nebankovn\u00ed spole\u010dnosti nab\u00eddnou pomocnou ruku","name":"Nebankovn\u00ed spole\u010dnosti nab\u00eddnou pomocnou ruku","description":"Banky jsou ke sv\u00fdm klient\u016fm nekompromisn\u00ed a to hlavn\u011b v p\u0159\u00edpad\u011b, kdy od nich klienti pot\u0159ebuj\u00ed zafinancovat bydlen\u00ed. A\u0165 u\u017e spot\u0159ebitelsk\u00e9 \u00fav\u011bry nebo hypot\u00e9ky jsou … ","datePublished":"2020-05-17","dateModified":"2023-05-11","author":{"@type":"Person","@id":"https:\/\/www.thtex.cz\/author\/#Person","name":"","url":"https:\/\/www.thtex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"thtex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.thtex.cz\/wp-content\/uploads\/rodinn%C3%BD%20d%C5%AFm_1.jpg","url":"https:\/\/www.thtex.cz\/wp-content\/uploads\/rodinn%C3%BD%20d%C5%AFm_1.jpg","height":0,"width":0},"url":"https:\/\/www.thtex.cz\/nebankovni-spolecnosti-nabidnou-pomocnou-ruku\/","about":["Ekonomika"],"wordCount":373,"articleBody":"   Banky jsou ke sv\u00fdm klient\u016fm nekompromisn\u00ed a to hlavn\u011b v p\u0159\u00edpad\u011b, kdy od nich klienti pot\u0159ebuj\u00ed zafinancovat bydlen\u00ed. A\u0165 u\u017e spot\u0159ebitelsk\u00e9 \u00fav\u011bry nebo hypot\u00e9ky jsou pro banky velice rizikov\u00e9 produkty, proto si velmi obez\u0159etn\u011b vyb\u00edr\u00e1 klienty, kter\u00fdm tuto nab\u00eddku poskytne. Pokud sn\u00edte o vlastn\u00edm bydlen\u00ed, ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f asi nebude schopni si ho zafinancovat vlastn\u00edmi silami. V takov\u00e9m p\u0159\u00edpad\u011b na\u0161e kroky asi povedou do bankovn\u00ed spole\u010dnosti. Banky ov\u0161em na \u017eadatele o \u00fav\u011br maj\u00ed velmi vysok\u00e9 n\u00e1roky a ne ka\u017ed\u00fd tak nakonec dom\u016f odejde i s vytou\u017eenou finan\u010dn\u00ed pomoc\u00ed. Jejich p\u0159esn\u00e9 tabulky ur\u010duj\u00ed kdo na takov\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br nebo hypot\u00e9ku n\u00e1rok m\u00e1 a kdo nikoliv. M\u00e1te \u0161patnou platebn\u00ed minulost, mal\u00fd finan\u010dn\u00ed p\u0159\u00edjem nebo je\u0161t\u011b studujete, v takov\u00e9m p\u0159\u00edpad\u011b v\u00e1s banka pova\u017euje za nesolventn\u00ed klienty a s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed v\u00e1m bude \u017e\u00e1dost o \u00fav\u011br zam\u00edtnuta. V nebankovn\u00edm sektoru se m\u016f\u017eete velmi \u010dasto setkat s variantou, kdy naraz\u00edte na poskytovatele \u00fav\u011br\u016f, kte\u0159\u00ed nevy\u017eaduj\u00ed st\u00e1l\u00fd p\u0159\u00edjem a ani neprov\u011b\u0159uj\u00ed zdlouhav\u011b platebn\u00ed minulost ani registry dlu\u017en\u00edk\u016f. Ov\u0161em s takov\u00fdm postupem se u bankovn\u00edch spole\u010dnost\u00ed nesetk\u00e1te. Pokud nepob\u00edr\u00e1te pravidelnou mzdu nebo jste v pr\u00e1ci st\u00e1le ve zku\u0161en\u00ed dob\u011b, r\u00e1zem spad\u00e1te do rizikov\u00e9 skupiny \u017eadatel\u016f. Kdy\u017e za v\u00e1mi bankovn\u00ed spole\u010dnosti zav\u0159ou dve\u0159e\u2026Banky jsou st\u00e1le pova\u017eov\u00e1ny za jedny z nejlep\u0161\u00edch poskytovatel\u016f spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f nebo hypot\u00e9k. Ov\u0161em na trhu dnes najdeme i jin\u00e9 mo\u017enosti, d\u00edky kter\u00fdm nakonec na po\u017eadovanou \u010d\u00e1stku m\u016f\u017eeme dos\u00e1hnout. Nebankovn\u00ed sektor nab\u00edz\u00ed celou \u0159adu zaj\u00edmav\u00fdch produkt\u016f, kter\u00fd c\u00edl\u00ed na \u017eadatele, pro kter\u00e9 je \u00fav\u011br v bance nedosa\u017eiteln\u00fd. Hypot\u00e9ka bez registru je tak skv\u011blou variantou pro samo\u017eivitele, maminky na rodi\u010dovsk\u00e9 dovolen\u00e9 nebo pro \u017eadatele se \u0161patnou platebn\u00ed minulost\u00ed. Zkr\u00e1tka nebankovn\u00ed spole\u010dnosti se k v\u00e1m z\u00e1dy neoto\u010d\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed spole\u010dnosti nab\u00eddnou pomocnou ruku","item":"https:\/\/www.thtex.cz\/nebankovni-spolecnosti-nabidnou-pomocnou-ruku\/#breadcrumbitem"}]}]